MoneySite.ws
MoneySite.ws
| The History of the Cash Flow Industry The cash flow industry has evolved, rather than emerged, through the natural business cycles of change and evolution. The industry has its roots in two seemingly unrelated methods of finance – owner financing and factoring. |
| Owner Financing The first method of financing that led to the emergence of the cash flow industry was owner financing. In an owner-financed sale, a real estate seller accepts a promissory note as a portion of the purchase price. The note is then secured by placing a mortgage on the real estate being sold. |
| Factoring The second method of finance that impacted the development of the cash flow industry is factoring, also called accounts receivable purchasing. Factoring dates back thousands of years, but it has evolved into a very modern financing technique. When a business sells a product or service to another business, it sends the second business an invoice in order to collect the money due. The first business can either wait for the invoice to be paid (eventually) or it can sell the invoice to a third party for a reduced amount. The latter transaction is called factoring. Businesses can use factoring to simulate cash flow. |
Our Services:
Business Based: Payments to a Business by Another Business:
- Accounts Receivable Funding
- Asset Based Credit Lines
- Delinquent Commercial Debt
- Commercial Debt Management
- Equipment Leases
- International Receivables
- Medical Receivable Funding
- Purchase Orders (We can fund material costs for contracts)
- Vendor Paper
- Construction Receivables
Insurance Based: Paid to Individuals by Insurance Companies:
- Annuities
- Casino Winnings
- Lawsuit Awards
- Personal Injury Claims
- Structured Settlements
- Viatical Settlements
Consumer Based: Originated by a Consumer and Paid to a Business:
- Delinquent Consumer Debt
- Credit Card Debt & Chargeoffs
- Fractional Ownership Interests (Timeshares)
- Retail Installment Contracts
- Vendor Paper
- Inheritances & Trusts
Government Based: Paid by State or Federal Governments:
- Farm Production Contracts
- Lottery Winnings
- Military Pensions
Collateral Based: Secured by Tangible Goods or Pledged by a Business:
- Automobile Note Portfolios
- Business Notes
- Developer Paper
- Distressed Property
- Equipment Notes
- Foreclosures
- Homeowner Association Assessments
- Land Notes
- Marine Notes
- Mobile home Notes (with or without land)
- Private Mortgage Notes Real Estate
Contingency Based: Legal Ownership is a Prime Factor:
- Commercial Judgments
- Commissions
- Franchise Fees
- Royalty Payments
- Credit Card Sales Revenue
HELPING YOU WITH SOLUTIONS TO CASH FLOW NEEDS
Could your business be more profitable with a steady cash flow?
If your business is growing faster than your ability to fund it, we can help.
There's no obligation, and we will be happy to answer all of your questions.
By Selling the Invoices/Receivables, Your Company Would:
1) Dramatically Improve Cash Flow
2) Keep Pace With Growth
3) Increase Production and/or Sales
4) Meet Payroll Obligations
5) Take Advantage of Supplier/Cash Discounts, and much more...
We specializes in, but is not limited to,
"Advance Funding" of Invoices and Accounts Receivables.
"Contact us".
To all OPEN MINDS out there!
623-925-5634
